"cash","flow","saving","consume","risk" 7,3.2,4.7,1.4,0 6.4,3.2,4.5,1.5,0 6.9,3.1,4.9,1.5,0 5.5,2.3,4,1.3,0 6.5,2.8,4.6,1.5,0 5.7,2.8,4.5,1.3,0 6.3,3.3,4.7,1.6,0 4.9,2.4,3.3,1,0 6.6,2.9,4.6,1.3,0 5.2,2.7,3.9,1.4,0 5,2,3.5,1,0 5.9,3,4.2,1.5,0 6,2.2,4,1,0 6.1,2.9,4.7,1.4,0 5.6,2.9,3.6,1.3,0 6.7,3.1,4.4,1.4,0 5.6,3,4.5,1.5,0 5.8,2.7,4.1,1,0 6.2,2.2,4.5,1.5,0 5.6,2.5,3.9,1.1,0 5.9,3.2,4.8,1.8,0 6.1,2.8,4,1.3,0 6.3,2.5,4.9,1.5,0 6.1,2.8,4.7,1.2,0 6.4,2.9,4.3,1.3,0 6.6,3,4.4,1.4,0 6.8,2.8,4.8,1.4,0 6.7,3,5,1.7,0 6,2.9,4.5,1.5,0 5.7,2.6,3.5,1,0 5.5,2.4,3.8,1.1,0 5.5,2.4,3.7,1,0 5.8,2.7,3.9,1.2,0 6,2.7,5.1,1.6,0 5.4,3,4.5,1.5,0 6,3.4,4.5,1.6,0 6.7,3.1,4.7,1.5,0 6.3,2.3,4.4,1.3,0 5.6,3,4.1,1.3,0 5.5,2.5,4,1.3,0 5.5,2.6,4.4,1.2,0 6.1,3,4.6,1.4,0 5.8,2.6,4,1.2,0 5,2.3,3.3,1,0 5.6,2.7,4.2,1.3,0 5.7,3,4.2,1.2,0 5.7,2.9,4.2,1.3,0 6.2,2.9,4.3,1.3,0 5.1,2.5,3,1.1,0 5.7,2.8,4.1,1.3,0 6.3,3.3,6,2.5,1 5.8,2.7,5.1,1.9,1 7.1,3,5.9,2.1,1 6.3,2.9,5.6,1.8,1 6.5,3,5.8,2.2,1 7.6,3,6.6,2.1,1 4.9,2.5,4.5,1.7,1 7.3,2.9,6.3,1.8,1 6.7,2.5,5.8,1.8,1 7.2,3.6,6.1,2.5,1 6.5,3.2,5.1,2,1 6.4,2.7,5.3,1.9,1 6.8,3,5.5,2.1,1 5.7,2.5,5,2,1 5.8,2.8,5.1,2.4,1 6.4,3.2,5.3,2.3,1 6.5,3,5.5,1.8,1 7.7,3.8,6.7,2.2,1 7.7,2.6,6.9,2.3,1 6,2.2,5,1.5,1 6.9,3.2,5.7,2.3,1 5.6,2.8,4.9,2,1 7.7,2.8,6.7,2,1 6.3,2.7,4.9,1.8,1 6.7,3.3,5.7,2.1,1 7.2,3.2,6,1.8,1 6.2,2.8,4.8,1.8,1 6.1,3,4.9,1.8,1 6.4,2.8,5.6,2.1,1 7.2,3,5.8,1.6,1 7.4,2.8,6.1,1.9,1 7.9,3.8,6.4,2,1 6.4,2.8,5.6,2.2,1 6.3,2.8,5.1,1.5,1 6.1,2.6,5.6,1.4,1 7.7,3,6.1,2.3,1 6.3,3.4,5.6,2.4,1 6.4,3.1,5.5,1.8,1 6,3,4.8,1.8,1 6.9,3.1,5.4,2.1,1 6.7,3.1,5.6,2.4,1 6.9,3.1,5.1,2.3,1 5.8,2.7,5.1,1.9,1 6.8,3.2,5.9,2.3,1 6.7,3.3,5.7,2.5,1 6.7,3,5.2,2.3,1 6.3,2.5,5,1.9,1 6.5,3,5.2,2,1 6.2,3.4,5.4,2.3,1 5.9,3,5.1,1.8,1